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Don't Let Your House Hunting Turn Into a Haunting

Datum: May 21, 2012 11:42:43 PM
Autor: Zelma Calkins
Kategorie: Gesundheit & Medizin

There are already enough scary, nerve-wracking things about investing in a new home. It can be time-consuming, complicated, and confusing. And there_s a lot of money at stake_so it_s a major commitment for you. What you DON_T want to make is a monstrous mistake. What you DO want is the wise advice of a knowledgeable, experienced, licensed Realtor©. Why? There are lots of good reasons. Here are some of the most important ones: _ These days, the average home costs $100,000 or more. And buying a home is the largest transaction the average person makes in a lifetime. With that as a perspective, consider this: if you had a $100,000 tax problem, would you call in a CPA to help_or work it out on your own? If you had a $100,000 legal problem, would you get an attorney_or work it out on your own? Don_t you think the financial importance of a home is worth bringing in a professional who_s on your side? _ When it comes to the real estate industry, you_ll discover that there are dozens of terms and acronyms you may not understand. Some of them will be legal, others financial, and some are descriptive of a piece of property or home. A Realtor will be able to explain all of them to you. This is essential, because you_re going to be signing a lot of legal documents and you need to know what you_re doing. _ Emotions and moods can run high (and low) when you_re looking for or buying a home. Your Realtor can be an objective, logical, cool and calm sounding board. He or she will be your advocate and have your best interests at heart at all time. A good one will know the difference between what you want and what you need_ and will do his or her best to help to find a home that_s right for you. _ Before you ever cross the threshold of a home that_s for sale, you should have your financial ducks in a row. Your Realtor can be a really big help here; he or she can walk you though the mortgage pre-qualification and pre-approval processes. He or she might even be able to guide you towards willing mortgage lenders. Once that_s taken care of, you_ll know how much home you can afford, and you_ll be able to narrow your search for a home. You won_t waste time and energy looking at houses that aren_t right for you. _ Many Realtors have developed an expertise in specific neighborhoods or communities_so they know the territory, the state of the market, the property values, the negatives and positives_and what these could ultimately mean to you. _ A Realtor has access to information resources about properties that you don_t. _ A Realtor will be there for you from start to finish. He or she can help you with negotiations, pricing, financing, terms, dates of possession, repairs, furnishings, equipment, titles, the closing_you name it. Now, how should you go about finding the perfect Realtor for you? Do your research. Ask for recommendations from family, friends, neighbors and colleagues_especially those who have had recent experience with a Realtor. Find out what a Realtor_s credentials are. Has he or she been consistently successful? Ask for a print-out of his or her recent track record_what he or she has listed and sold within the last 60 to 90 days, what neighborhoods those homes were in, and what their final sale prices were. Does he or she have good professional credentials, several years of experience, and a reputation for integrity and ethical business behavior? Does he or she have a solid, reputable organization behind them? Talk to several Realtors before you decide on one. Ask questions. Do they pay attention and listen well? Do they seem to be organized? Can they explain things to your satisfaction? Do their suggestions and answers make sense to you? Do they return phone calls in a reasonable amount of time and show up for meetings punctually? Do you feel they_ll have the courage to be honest with you_even if they have to tell you bad news? You_ll need to pay close attention to your instincts. You_ll be spending a serious amount of time with the Realtor you select. You_ll have to be able to trust him or her. Your housing investment_and the way you live for years to come_will be heavily impacted by how he or she does the job. If you don_t have rapport with a Realtor from the get-go, it_s probably going to be a train wreck. Don_t sign anything if you_re not sure about him or her! Shake hands, say goodbye, and move on to the next interview. Don_t get spooked. Be brave. Be wise. Figure out what you want in a home. Then find yourself a Realtor to help you figure out how to get it. Chances are, you_ll be safe and settled in your home sweet home sooner than you think! And if you ever decide to sell it, well_now you know exactly who to call, right? For more about website company visit
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